Based abroad. Planning your next move in New Zealand.
Whether you are in Australia or further afield, arranging a New Zealand mortgage is easier with someone who understands your circumstances and keeps the process clear.
Our Auckland-based team helps clients abroad buy, refinance and review lending secured against New Zealand property but reliant on income denominated in a foreign currency.
Discuss your New Zealand mortgage
Advice that starts with your position
You may be a New Zealander living overseas, planning a return home, buying with a partner or reviewing a property you already own in New Zealand.
We establish your residency and citizenship position, where you earn your income, your existing commitments and what you want to achieve. These details help us explore which lenders may consider the application and what information they need.
We will also identify where you need advice from your New Zealand solicitor or accountant before committing to a purchase or changing ownership.
Make overseas income easier to understand
Earning in another country can add detail to the application. We help you explain your employment or business income, the currency you are paid in and the commitments you have both overseas and in New Zealand.
The lender’s treatment of overseas income and the documents required will depend on your circumstances. We explain the requirements of suitable options and help you plan around any information gaps.
Keep the process connected
We work with you remotely, coordinate lending steps with your New Zealand solicitor and explain what needs to happen before settlement.
We agree on practical ways to stay in touch across time zones and guide you on providing documents through the appropriate secure channels. You will have a clear point of contact as the application progresses.
What to discuss first
Where you live and your connection to New Zealand.
Whether you are buying, refinancing or reviewing existing lending.
How you earn your income and which currency you receive.
Your deposit or existing equity, current commitments and timeframe.
You do not need to send financial documents with your first enquiry. We will explain what is needed after understanding your plans.
Questions we often hear
Can you help clients living in Australia?
Yes. We help clients in Australia arrange and review New Zealand lending, alongside clients elsewhere abroad.
Can you arrange finance for a property overseas?
This service focuses on lending for New Zealand property. Let us know what you are planning so we can confirm whether it falls within the support we provide.
Let’s plan your New Zealand lending
Book a free 15-minute conversation to discuss your circumstances, goals and the next steps.